Buying an Apartment in Israel as an Oleh
Buying your first home in Israel involves new steps: an independent lawyer, a land registry check, purchase tax and a Hebrew contract. We guide you from the first viewing to the keys, and explain every step in plain English or French.
Book a Free ConsultationThe steps, in order
- Set your budget and speak to banks or a mortgage advisor about what you can borrow.
- Hire your own independent real estate lawyer before you sign anything.
- Search and view apartments that fit your budget and area.
- Check the property: land registry (tabu) extract, building permits, any liens or debts.
- Sign the contract through your lawyer and pay the deposit as agreed in it.
- Pay purchase tax (mas rechisha). The amount depends on your status and whether it is your only home, and Olim may qualify for reduced rates.
- Register the purchase and receive the keys.
What we do for you
- Shortlist apartments and vet each one before you spend time on it.
- Come with you to viewings and give you an honest read on each property.
- Walk you through the purchase contract line by line, in English or French, alongside your lawyer.
- Support you from signing to key handover and settling in.
What we are not
We do not replace your lawyer. A lawyer represents you legally, checks the title and handles the registration. We help you find the right property and understand the process around it.
Frequently Asked Questions
Do I need a lawyer to buy?
In practice, yes. A real estate lawyer checks the title, reviews and negotiates the contract and handles registration. We recommend you hire your own before signing anything.
Can a new Oleh get a mortgage?
Many Israeli banks lend to Olim. Terms depend on your income, your down payment and your status. A mortgage advisor can compare offers, and we can help you prepare questions to ask.
What is purchase tax?
Purchase tax (mas rechisha) is a tax the buyer pays on the purchase price. The rate depends on the price, whether the property is your only home, and your status as a new immigrant. Confirm the current rates with your lawyer or the Israel Tax Authority.
Can I buy from abroad?
Yes, it is possible, usually with a power of attorney and a trusted lawyer on the ground. We recommend visiting in person where you can, and we can coordinate viewings in advance.
General information, not legal or tax advice. Rates and rules change, so confirm the details for your case with a licensed lawyer and the Israel Tax Authority.
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